Diolch, Dirprwy Lywydd. Of course, it's hard to realise, Minister, isn't it, that five years on from the Grenfell tragedy, residents in Wales are still facing the financial burden of cladding and other fire safety risks, because, I think, sometimes, the agenda has just been mentioning cladding, and you've rightly pointed out that there are other aspects of some buildings that are a risk in terms of fire safety.

We now see people at risk of bankruptcy and potentially losing their homes. As you know, leaseholders have seen their service and insurance charges increase significantly. Only yesterday, I was e-mailed by someone outside of my constituency, who raised with me her concerns as a leaseholder owning an apartment, bought from Redrow, located in Cardiff. Residents there have recently witnessed service costs increase from £3,000 to nearly £7,800 annually, with reports indicating that building insurance premiums are increasing exponentially by up to 1,000 per cent.

In contrast, if we look at the work the UK Government is doing, a package of measures to protect leaseholders from the financial costs of cladding remediation and other aspects have been introduced. As part of the measures announced, the UK Government put into law its own guarantee that no leaseholders living in medium or high-rise buildings would have to pay for the removal of this cladding. Furthermore, developers and the UK Government have reached an agreement to fund building safety repairs. Over 35 of the UK's biggest developers have pledged to remediate buildings they have built within the last 30 years. So, you can understand—. And it's a bit annoying when you politicise this by mentioning Plaid Cymru, because, at the end of the day, I honestly do believe that nobody has held you more to account on this than the Welsh Conservatives. So, our residents in Wales do need tangible funding options.

Going back to your statement, you mentioned 258 expressions of interest from responsible persons who know or suspect their building may have fire safety defects, and that 161 buildings require further intrusive survey work. So, my first question is: how assured are you that you're really getting through to all those people affected? I understand that there are some responsible persons who have not engaged and still passing costs onto leaseholders. This is extremely disappointing, you say, and you urge any leaseholders in this situation who know or suspect their building is affected by fire safety issues to contact your officials. I suppose my biggest question there is: what will you do if they don't?

Obviously, we're very grateful to see that you have put £375 million to cover the costs of remediating buildings, and that you've repeatedly stated publicly that leaseholders should not foot the bill for fire safety defects. But when I've seen other people concerned, who live in some of these properties, they really do feel on their own in terms of how do they know they're going to be included in your schemes if the people responsible for their buildings—maybe the management companies—don't actually approach you. So, you can understand the concerns there.

Just basically, really, I see that the leaseholder support scheme opened yesterday for applications. Will you keep us updated on that, Minister? And I'll reiterate this again: the Welsh Conservatives are on your side when it comes to these developers, who have left these residents, these poor home owners in such a tragic position. So, I would say again: this shouldn't be politicised; I'm convinced that we have support from across all parties in this Chamber, but we really do need to make sure that not one householder is left behind when it comes to making sure that their homes are safe to live in. Diolch.