Diolch, Dirprwy Lywydd. The purpose of Plaid Cymru's motion today and our first debate of this new term is to foreground the need for further, immediate and emergency action by the Welsh Government on the cost-of-living crisis to support the Welsh people in the face of hardship described by many who work in the field of poverty as ‘Victorian’. It is of course a crisis, but it is a crisis long in its making—this is no sudden economic earthquake. Brexit, the COVID-19 pandemic, geopolitics and war have of course played their part, as have the cruel Conservative policies of austerity, which have been inflicted on our people by a Westminster Government they didn’t vote for.

The people of Wales are suffering because the main levers and resources that could help protect the families of Wales remain at Westminster, and the measures so far outlined by the Tory Governments in London under Johnson and Truss are, unsurprisingly, wholly inadequate and not sufficiently targeted at those most in need. We must be in no doubt that this is a true emergency. You know the economy is in trouble when even employers of high earners are concerned for their staff. Lloyd's of London will pay an extra £2,500 to staff with a base salary of £75,000 a year to help cover rising living costs.

The increases in energy bills we have seen, which mean that average bills will be at the level of £2,500 a year, are, as the head of National Energy Action Wales, Ben Saltmarsh, succinctly put it when news finally came of some action from Westminster, 'not normal'. Twice what they were a year ago, these bills are completely unsustainable. This is not 'job done'. And it must be remembered also that this is not a cap—this is not a limit on how much your bill will be. Many households will face higher bills than this. If you’re disabled, for example, you will be disproportionately impacted by the rising cost of living because you are more likely to be on a lower income, have higher living costs and need accessible transport, specialist diet and have higher costs for gas and electricity to keep your temperature stable and power essential equipment. And you have no choice on whether to turn that ventilator off or not charge that hoist.

Another group who are being hard hit are our future doctors, nurses, teachers, engineers and scientists, learners and students. Heledd Fychan will speak about the need to increase the level of education maintenance allowance to support them. And as Plaid Cymru spokesperson for post-16 education, I want to speak up for the 92 per cent of Welsh students who have told the National Union of Students that they are concerned about their ability to cope financially. Eleven per cent of them are accessing food banks. Student rent has risen 29 per cent in Wales in the last three years and maintenance support is not keeping up with inflation. A rent freeze across all sectors would help address this. Students have also faced a postcode lottery in terms of accessing the cost-of-living council tax rebate because of the inconsistency in the way local authorities have distributed the support.