I think you make a very important point around mortgages. The role of Government, I think, is to have very careful stewardship of our taxes and of our money, and, certainly, it's a very reckless approach that the UK Government are taking, and we've seen the headlines today around mortgages. I haven't had the opportunity to discuss with the Minister for Climate Change anything around a mortgage rescue scheme. But you know that, as a Government, we're doing all that we can with the levers that we have to help people in the here and now in relation to the cost-of-living crisis, because, as you say, it is happening now and we need to look at ways of supporting the people of Wales. But I'm sure it's something that the Minister will have a look at.