Thank you, Deputy Presiding Officer. The fact is that the financial statement delivers a tax cut for 1.2 million plus people in Wales, meaning that they keep more of their own money—something that is difficult for the Welsh Government to accept—during these difficult times. Even Sir Keir Starmer welcomed the scrapping of the national insurance increase and cut to the basic rate of income tax, and said he would keep both, although his good friend Andy Burnham disagrees with this and said that it wasn't the time for tax cuts. So where's the continuity in thinking there? So, I wonder, who do you agree with, Minister? When is time for tax cuts, or is it just never the right time?

I completely accept that some of the measures we all know about today have been subject to fierce debate and could have been explained better—I agree. But let's be honest, the cap on bonuses never restricted bankers' remuneration, and a 40 per cent higher rate of tax is what the UK had for over 20 years under previous Labour Governments. This is not a policy by focus groups but a long-term plan with the objective to get Britain growing again, to make the UK more competitive and to attract businesses, jobs and investment. Ultimately, Deputy Llywydd, what the new Chancellor has shown is that he has a plan to get Britain moving again, something that the Welsh Labour Government has struggled to do in Wales.

Minister, we've heard your critique of the UK Government's plan for growth, but where is your plan? What is it? How is the Welsh Government seeking to boost investment into Wales to get more jobs into our communities and finally increase wages in Wales? For too long, Welsh workers have had the smallest pay packets in the UK, nearly £3,000 less a year than the people in Scotland. Is that a sound economic plan? I do welcome today's announcement regarding the land transaction tax following the Chancellor's statement, which will be thanks to the £70 million from the UK Government, but your Government could have and should have gone further to support families aspiring to buy their first home, particularly when the average house price in Wales is £240,000. You should be supporting economic growth. 

Deputy Presiding Officer, the fact is that the Welsh Labour Government hasn't got a proper plan. For too long, they have let the Welsh people down. Instead of creating opportunities and building aspiration, they suppress the country's economy with their lack of vision and strategy. This is where our philosophy is different. We don't think aspiration is a dirty word. People shouldn't feel guilty to want a better life for themselves and their families. The Minister also argues that the financial statement does not provide support for people during these tough times. For brevity, Deputy Llywydd, I won't repeat all of the schemes that the UK Government has announced over the past few months. But, let's not forget the energy price guarantee, which will save households around £1,000 a year, the energy bill relief scheme, as well as the numerous targeted help and support schemes, including the £400 energy bill support scheme, whilst the most vulnerable households will receive over £1,200 of additional help.

Let's not forget that the UK Government has already raised the income tax and national insurance thresholds, meaning people on lower incomes already keep more of their own money. But, I accept there is more that needs to be done, and I worry that the Welsh Government is too preoccupied criticizing their UK counterparts at every opportunity rather than focusing on what else can be done to help people. So, how will the Welsh Government's upcoming budget help to deliver the targeted support that you are calling for? How will Ministers use their levers to provide as broad and supportive a package as possible? Thank you.