Plaid Cymru has long argued the case that council tax is in need of reform. It's outdated, it's regressive, and the IFS recognises this. The proposals jointly agreed by Plaid Cymru and Welsh Government are the first step in changing the council tax system to one that is fairer and more progressive whilst still supporting the services delivered by local authorities. But, with the cost-of-living crisis taking hold and knowing that council tax arrears is already a significant problem and likely to worsen, what conversations has the Minister had with relevant stakeholders relating to a potential debt bonfire, forgiving those in arrears? I know that would go a long way in helping so many in Wales today.