Good afternoon, Trefnydd. The particular financial situation at the moment means that those who are the poorest in our society are going to be particularly hard hit and those who are currently in debt are going to suffer particular problems. This was highlighted in an online story by the BBC that focused on the terrible case of a single mother who worked as a carer. Julie spoke of the shame she felt. She spoke of the terror her young daughter experienced when bailiffs in full body armour were banging on the door. I'm sure you would agree that no-one should have to live like this. We know that Wales has the highest proportion of financial exclusion in the UK and we need to be willing to consider radical solutions to address the effects of debt on our residents here.

So, this is also by way of a follow-up. I was very pleased to be part of the social justice committee gthat recommended that Wales consider a debt bonfire. Therefore, could I ask for a statement from the Minister for Social Justice on this topic and an update on the situation? Diolch yn fawr iawn.