Thank you. Indeed, I will be brief. Minister, thank you for the statement and also for attending the lunchtime launch of the Centre for Local Economic Strategies report, 'Owning the workplace, securing the future', on how we increase the amount of employee ownership here in Wales. We're doing well already, we think we can go further. How can the Development Bank of Wales play a role within this, increasing employee ownership? Is there a role particularly for them to play when you have a problem of succession and changing over to employee ownership in the workplace, some sort of holding facility, some funding that would allow those discussions to happen with employees in the workplace so that it's not a rush of six months to all or bust, that we can actually pause and go through that process with them? What role does the Development Bank of Wales have in employee ownership?