Just one thing: thank you for wishing us all a happy new year; that's the last time we need to be wished it. Thank you very much for doing that, but we'll save on time if we all wish each other now a happy new year, smile at each other, be kind to each other, as Jack Sargeant always reminds us in this place, and carry on with our questions. Don't worry, I won't include that 30 seconds in your time allocation. Carry on, Gareth.