I thank the Member for that important question. I had a very detailed conversation with the students that had come to campaign outside the Senedd, and it was important to have that opportunity to hear their concerns directly in terms of cost-of-living pressures.

In FE and in HE, the Government has a range of things that we're doing to support students. In terms of FE, we continue with the education maintenance allowance. We're ensuring that there is a means to expand the reach of EMA, to ensure that people can apply in-year if their circumstances change, and can ask for backdating in terms of their eligibility for that benefit. We are also continuing with the financial contingency fund. I stated in the Senedd recently that I intend to increase that. That's still the intention. That's an important way of ensuring that colleges can support students who are facing hardship. 

In terms of higher education, we have a range of ways in which we support students. We have the most supportive financial support package in Wales of any part of the UK. As part of that, I will be announcing in the next weeks the increase in the level of support that will come to students. I intend to do that before the end of the month, hopefully. Every student in Wales is eligible for a minimum grant, and then there's a combination of grant and loans available to top that up. We are the only part of the UK that is reducing the student debt level when they start paying that back, by around £1,500. We are doing that. We've also announced a further fund for HEFCW to distribute to students in terms of support for financial support services and mental health care services. So, there are a number of ways in which we are seeking to support students, as well as the work that the institutions themselves do on the campus and off campus to support students. But, certainly, the pressure on some students is very significant indeed.

There is a particular challenge facing students coming from aboard who don't benefit from the financial support we give as a Government. There is some evidence that we can expect to see more and more of those applying for hardship funding. So, certainly, and I heard it myself from those students in the Senedd, that the situation can be very difficult for them.