Diolch Llywydd. I welcome the statement today from the Minister, and in particular, my thoughts are also with those who were devastated by flooding. For any of us who have seen it first-hand, it is absolutely devastating. And, there are people to whom it has happened time and time again. Last week, there were two properties in my region that were affected twice—on Thursday and Saturday—and it’s just soul destroying. So, I think all of my statements today are made thinking of those people who can’t sleep every time it rains heavily now—that concern. And also for those businesses that can’t have insurance, or residents who simply have been costed out of insurance, despite a flood Re and such schemes.