What I'm suggesting here is something not dissimilar to what we would do if we were leading councils and we found our schools accruing huge balances and not using those for the purpose they were created for, that resource to help educate our young children. This is purely suggesting that where a council holds significant reserves above a threshold, a small adjustment of £150,000 per £1 million over that threshold would be held back in the RSG and distributed out as a funding floor to allow all authorities to be able to save people from paying the excessive council tax that once again is being proposed.

In summary, Llywydd, I recognise that the Welsh Government, like all Governments, is facing substantial challenges in the immediate term, but today we have brought the Welsh Conservative action plan forward, which will help to address some of the immediate problems our people and businesses face, and to deliver more resilient communities and public services, using existing resources, because we need to double down on our efforts to tackle the most pressing issues that we are currently facing and deliver a better tomorrow for the people of today.