I will be voting for this budget, despite having very serious concerns about it. If the Senedd was unable to set a budget, there's no shortage of members of the Westminster Government who would be only too happy to say, 'Devolution does not work. We can set the budget for them because they're incapable of doing it themselves.'

On raising income tax, as suggested by Plaid Cymru, while intellectually in favour of raising the rate of income tax on the top two bands, there are practical difficulties if we do it alone, including people registering as taxpayers in England. There are a lot of ways for high earners to avoid income tax, but the easiest and simplest is to be paid in dividends, as dividend income is taxed at a lower rate. This is, unfortunately, outside of the Senedd's control, but needs to be addressed by the next Westminster Government. Adding 1p to the basic rate would mean that basic rate taxpayers would pay an extra £5 for every £100 currently paid. This equates to, as my constituents would be able to tell you and I can tell you, a large loaf of bread, half a pound of butter and a large bottle of milk. At a time when people are facing a huge cost-of-living crisis, a tax increase that takes money out of the pockets of ordinary people is not a progressive move.

Where can the Welsh Government get extra money from? I have some suggestions. First, cap basic farm payments. This is supported by the farmers unions in Wales. This is a Brexit dividend, we are out of the common agricultural policy, so these payments are no longer needed to be paid. The average farm payment in Wales is £15,000, and I'm calling for that to be the level at which it is capped. I am unable to get a Welsh figure, but from published sources, over £100,000 is paid to many farmers in Britain, many in Britain who were not necessarily active farmers. How many farm businesses that involve current or former Senedd Members have received over £1 million since the Senedd was set up?

The second is not to give additional rate relief to large companies: fast food operators, coffee chains, hotel chains, pub chains and out-of-town shopping centres. Business rates are one of two taxes strongly disliked by businesses. You cannot avoid them, whilst corporation tax has become effectively a voluntary contribution by large businesses. Another way to save money would be to only introduce legislation that didn't cost the Welsh Government-funded public services money.

Finally, end enterprise zones. Central Cardiff and Deeside did not need the additional funding to attract investment, and the last figures I saw from the others showed very few jobs created and even fewer not from relocation. Having released this money, the priority should be poverty, housing and education. Education is the best economic development tool that we have. It is investing in our children and young people. Expenditure on schools and further and higher education brings more economic reward than any other expenditure on economic development. Why do those areas that have highly qualified individuals attract inward investment and start-up businesses? By providing skilled and highly paid employment without having to bribe companies to bring their branch factories, which are then fairly regularly closed after time runs out.

Gilestone Farm raises the further question: should the Welsh Government spend scarce resources on supporting events that do not benefit the Welsh economy, where the majority of contractors are not Welsh, or should the Welsh Government be using money at all to support tourist attractions? If people want a tourist attraction, they go to the bank, they borrow and they run it as a business. Far too often, the Welsh definition of capitalism is, 'How much money can we get out of the Welsh Government?'

Housing used to be under health in the immediate postwar period. Attlee and the 1945-51 Labour Government understood the importance of housing to health. Is it any surprise that people living in cold, damp conditions are more likely to suffer health problems? Building council housing, using transactions capital to support registered social landlords, will increase the quantity of good-quality housing for rent and improve the overall health of the people living here.

Finally, on poverty, a large number of people in Wales live in relative poverty and use food banks regularly, along with cutting back on heat and surviving on cold food. The Welsh Government has not got enough levers to deal with poverty, but there are things that can be done. As was said by Peredur Owen Griffiths earlier, increasing EMA in line with inflation would help children from the poorest families continue with education. Providing free school meals to all children whose parents are on benefits would help both health and education. And whilst not a budget matter, the Welsh Government need to continue to press for ending standing charges on days when no energy is used. This is something that even The Observer now has taken an interest in. Diolch.