As Plaid Cymru’s been calling for a development bank since the 1970s, we’re very grateful to see that it’s finally happening. But the question to the Cabinet Secretary is this, really: from the Government statement, the annual lending that’s aimed at eventually is around £80 million. That’s less than a fifth of the £500 million funding gap that the Government’s own feasibility study quoted, which was the basis for the creation of the bank. Why the gap between the funding gap and what the Government’s proposing to do?