Well, I think there are a number of answers to that question, Llywydd. First of all, there is more than one way in which we are able to address the funding gap. This is one, but there are others, and we’re taking other actions in this area. And, secondly, in these very hard times, we have to act within the means that we have available to us. We have made a significant investment in the new investment bank, and, I think, rather than regretting what it can’t do, I hope we will focus on the many good things that it will be able to achieve.