Just a very brief intervention—thank you very much. In the case of Llys Tegeirian in Llangristiolus on Anglesey that I mentioned earlier, different property holders have taken out different insurance schemes against possible losses or the defaulting of the developer down the line. Would what you're proposing, a uniform plan, get around that issue of different householders, due to the different legal advice that they're getting, paying out different sums to try to get around the problem?