Minister, I'm sure you'll be aware that there has been a dramatic fall in the number of bank branches across south-east Wales. Merthyr Tydfil and Blaenau Gwent have the smallest number of bank branches, with around five each, whilst Newport has seen the biggest drop in the number of branches since 2010, which started at 90, to around about 10. From February next year, Barclays is closing branches in Chepstow and Monmouth. As a result, the nearest Barclays branch for people in Chepstow will be in either Newport or Westbury-on-Trym, while the nearest for Monmouth will be Abergavenny or Hereford.

Age Cymru has said that bank closures affect older people more than other age groups, as more than half of the over-75s do not have access to the internet, and even fewer have access to internet banking. Minister, what action are you going to be taking to improve the financial inclusion of older people in south-east Wales, who have been hit particularly hard by the loss of their local bank branches? Thank you.